Legal access and jurisdiction terms
Our Legal position is simple: access depends on local law, and you must decide whether using the service is permitted in your location. We present the applicable account terms before you complete phone verification, so your registration details, identity information and payment references have a clear
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policy context. DANA, OVO, GoPay and QRIS may appear in your account record when you use those rails; bank transfer and virtual account references can also be retained for status checks. We do not describe access as available everywhere, and we may restrict an account when
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local requirements, account details or transaction checks call for action. If a rule changes or a policy page is updated, we will direct you to the current wording through the account area and support route. Where local law permits, you can ask us to explain a
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restriction, correct a record or clarify which account step applies.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.